Synopsis: Indians looking at overseas real estate in 2025 are investing heavily in global property markets. This article lists out top 10 countries that have become the most preferred destinations in 2025.
More Indians are exploring homes overseas for lifestyle, returns, and global exposure. Each destination offers something different, from safety to stronger appreciation.
1. Dubai (UAE)
Dubai remains a top choice for Indian buyers thanks to its tax-free lifestyle, luxury infrastructure, and world-class safety. Its proximity to India, strong rental demand, and ease of buying freehold property without residency make it highly attractive. Residency rules & limitations for Indians to buy property-
- Indians can legally buy freehold property in approved zones without being UAE residents.
- Property can be bought fully remotely through PoA (Power of Attorney) and digital registration.
- Only freehold-designated areas allow full ownership; other zones may have leasehold restrictions.
- Buyers must comply with KYC, source-of-funds, and banking transfer rules set by UAE authorities.
- 4% Dubai Land Department transfer fee & admin fees are compulsory for all buyers.
2. London (UK)
London remains a long-time favourite for Indian buyers thanks to its global prestige, top-ranked education, and highly stable real-estate market. Strong rental demand, transparent legal systems, and long-term capital appreciation make it a secure investment. Residency rules & limitations for Indians to buy property-
- Indians can legally buy residential property in the UK; there are no restrictions or residency requirements.
- Buying property does not offer residency, visa rights, or citizenship,ownership and immigration are separate.
- 2% Non-Resident Stamp Duty surcharge applies to foreign buyers in England.
- Additional SDLT charges apply if the property is a second home or investment property.
- Foreign buyers must clear identity checks, AML (Anti-Money Laundering) verification, and source-of-funds documentation.
- Property purchase must go through a UK-licensed solicitor for conveyancing and registration.
3. Portugal
Portugal appeals to Indian buyers with its coastal lifestyle, relaxed pace of living, and relatively affordable European property prices. Indians prefer it for growing expat hotspots, tourism-driven rental demand, and the charm of cities like Lisbon, Porto, and Algarve. Residency rules & limitations for Indians to buy property-
- Foreigners, including Indians, can freely buy property with no restrictions on ownership.
- Property purchase does not provide residency.
- Buyers must obtain a Portuguese NIF number and open a local bank account before purchase.
- All transactions go through a promissory contract and final deed signing with a notary.
- Foreign buyers must clear AML checks, identity verification, and provide proof of funds.
Also read: Top 9 High Rental Yield Locations in Bengaluru for Profitable Property Investment in 2026
4. Singapore
Singapore attracts Indian buyers with its ultra-stable market, top-tier safety, and world-class education. Clean governance, steady rental demand, and minimal price fluctuations make it a reliable wealth-preservation destination. Residency rules & limitations for Indians to buy property-
- Foreigners cannot buy landed property unless granted special government approval (rare).
- Non-residents can buy private condos and apartments, but not HDB flats.
- Additional Buyer’s Stamp Duty (ABSD) for foreigners is high, currently 60% on any residential purchase.
- Property purchases must be completed through registered Singapore conveyancing lawyers.
5. Greece
Greece draws Indian buyers with its Mediterranean lifestyle, scenic waterfront towns, and strong tourism-driven rental market. Indians prefer it for its affordability compared to Western Europe, long-term capital growth, and EU-country stability. Residency rules & limitations for Indians to buy property-
- Indians can freely buy property in Greece; there are no restrictions on foreign ownership.
- Property purchase no longer guarantees residency after Golden Visa rule changes,eligibility now depends on specific investment categories (not general property).
- Buyers must obtain a Greek tax number (AFM) before any transaction.
- All transactions must be handled by Greek notaries and lawyers under strict due diligence.
- Foreigners must pass source-of-funds, AML, and ID verification.
- Property taxes include ENFIA annual tax and transfer tax during purchase.
- Older properties may require additional structural checks due to Greece’s aging housing stock.
6. Thailand
Thailand attracts Indian buyers with its tropical lifestyle, affordable condos, vibrant tourism hubs, and easy day-to-day living. Indians prefer it for its low cost of life, warm culture, and strong rental potential in cities like Bangkok, Phuket, Pattaya, and Chiang Mai. Residency rules & limitations for Indians to buy property-
- Foreigners can buy freehold condos, but cannot own land directly.
- Villas must be purchased under leasehold structures or company setups (with legal guidance).
- Property purchase does not grant residency, long-stay visas, or PR
- Buyers must transfer funds via Foreign Exchange Transaction Form (FET) for freehold condo ownership.
- Annual property taxes are low but condo maintenance fees apply.
- Due diligence on developer quality is crucial, especially for off-plan projects.
7. USA
The USA appeals to Indian buyers because of its strong economy, trusted property system, world-class education, and stable long-term appreciation. Indians prefer it for migration-friendly cities, business opportunities, and lifestyle upgrades in destinations like Texas, Florida, New York, California, and Arizona. With clear legal protections and high rental demand, it remains one of the safest global markets for investment and long-term stays. Residency rules & limitations for Indians to buy property-
- Indians can freely buy property in the US with no ownership restrictions.
- Property purchase does NOT provide residency, visa status, or a Green Card.
- Foreign buyers may face higher property taxes in some states (non-resident classifications).
- Mortgage financing is available but may require larger down payments (up to 30 to 40%).
- Buyers must comply with FIRPTA, IRS reporting, and local property tax filings.
- Annual property taxes vary widely by state and can be significant.
- Rental income is subject to US federal & state taxes, even for non-residents.
8. Canada
Canada attracts Indian buyers with its clean environment, top-ranked education system, multicultural lifestyle, and high safety standards. With transparent laws and modern infrastructure, Canada remains a trusted destination for both end-use and investment properties. Residency rules & limitations for Indians to buy property-
- Canada’s Foreign Buyer Ban (2023–2027) restricts non-residents from buying residential property in many urban areas.
- Exemptions exist for:
- Temporary residents with qualifying visas
- International students meeting strict criteria
- Foreign workers with valid work permits
- Buying property does NOT grant PR or residency.
- Foreign buyers may face additional property transfer taxes, especially in British Columbia and Ontario.
- Non-resident buyers must follow CRA reporting, income tax rules, and may face withholding tax on rental income.
- Rural & low-density areas may still allow foreign purchases under federal rules.
9. Australia
Australia attracts Indian buyers with its high quality of life, excellent education system, stable economy, and clean, well-planned cities. Indians prefer it for long-term migration plans, strong job markets, and the security of a highly regulated real-estate environment. The country also offers steady appreciation in good suburbs, making it a trusted choice for both living and investment. Residency rules & limitations for Indians to buy property-
- Foreigners (non-residents) can only buy new-build properties, off-plan units, or land for construction — not established homes.
- All foreign buyers must get FIRB (Foreign Investment Review Board) approval before purchasing.
- Buying property does NOT provide residency, PR, or visa benefits.
- FIRB approval comes with fees, which increase based on property value.
- Non-residents face higher stamp duties in states like NSW, Victoria, and Queensland.
- Loans are available but may require larger deposits and stricter financial checks.
- Annual costs include land tax, which may be higher for foreign owners.
10. Malaysia
Malaysia attracts Indian buyers with its affordable real estate, multicultural environment, and modern cities like Kuala Lumpur, Penang, and Johor Bahru. The country also offers attractive long-stay options and consistent rental demand in major urban centres. Residency rules & limitations for Indians to buy property-
- Foreigners can legally buy property, but each state sets a minimum purchase value (commonly RM 1 million).
- Buyers can purchase freehold or leasehold residential units depending on the development.
- Property purchase does NOT give residency, but Malaysia offers:
- MM2H (Malaysia My Second Home) long-term stay program (subject to financial criteria).
- Landed properties may have restrictions depending on state policies.
Conclusion
Before buying abroad, understand the rules, limits, and long-term commitments. Go for a country that truly matches your goals and comfort.
Written by Aditee Das
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